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What is a Public Adjuster and do I need one? |
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A Public Adjuster is a licensed professional who is retained by an insured person to represent them in their insurance claim. A good public adjuster has the knowledge and experience to help you navigate through the claims process. Public Adjusters work to submit your claim, obtain estimates, inventories, and work to maximize your recovery. Public Adjusters are not attorneys and can only represent you with regard to your first party insurance claim. They cannot represent you in court nor can they represent you if you have a claim against a third party. Public Adjusters work on a state regulated contingency basis (up to 12% in New York) and collect their fee out of your insurance proceeds. Most often, the knowledge and experience a good Public Adjuster brings to your claim will result in a better recovery than if you handled your claim on your own, more than paying for their fee.
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