If I have an insurance loss or third-party claim, is there anything I should know right away?

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Before you even contact an attorney after a property damage claim or insurance claim, you should know several things. First, you have a duty to mitigate damages. In other words, you have to do what you can so that the condition does not get worse unnecessarily. The second thing is that you must preserve all of the evidence you will need for your property damage claim and do not throw anything away until told to do so by the carrier or your counsel. Ideally, your insurance company will inspect the loss immediately so this will not be an issue. If an immediate inspection is not feasible, store all damaged items until they are inspected. The third things to know is that you must save all receipts, invoices, estimates for everything associated with the claim. If you have to purchase a new toothbrush or batteries or deoderant, save the receipt! Fourth, take pictures! Do not make any repairs without taking pictures of all the damage and damages items. Believe it or not, insurance companies don’t always take your word for it and a well documented loss is easier to resolve.

Greenblatt & Agulnick, P.C., in Great Neck, New York, provides legal advice and representation for individuals and corporate entities in communities throughout the New York City region and Long Island, including Manhattan, Queens, Bronx, Brooklyn, Richmond, Long Island City, Garden City, White Plains, Roslyn, Plainview, Manhasset, Westchester, Rockville Center, Searingtown, the Hamptons, Larchmont, Dix Hills, Yonkers, Little Neck, Port Washington, Kew Gardens, Forest Hills, Astoria, Mineola, Glen Cove, Hempstead, Levittown, Flushing, Jamaica, Floral Park, Hewlett, Jericho, Bayside and Rockland, New York.

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